Choosing Where a Company Buys and Sells Crypto

The platforms that rank well for individuals are often wrong for companies, because the criteria are different. An individual cares about fees and the app. A company cares about whether the whole arrangement works end to end. It helps to see a real one. a regulated crypto exchange publishes the limits, the fees and the timing in one place.

First: will they take your company at all

Not every platform onboards companies, and those that do restrict by country and by structure.

Ask before anything else: do you onboard companies registered where mine is, what documents do you need, and how long does it take. A platform that cannot answer specifically has not done it often.

This eliminates most of the list immediately.

Second: can they pay your company account

In your currency, to your country, in your company’s name.

The third is where consumer platforms fail. Many will only send money to an account matching the verified individual, which is no use to a company.

Third: who regulates them, for what

Checked on the regulator’s own register. And whether client assets are kept separate, and how that is evidenced.

For a company this is not a preference. If the platform fails holding your working balance, the difference between separated client assets and a claim against a failed business is the difference between an inconvenience and a loss. Where the money belongs to clients rather than to you, a platform built for institutional allocations is what the rules point at.

Fourth: is there enough supply in what you trade

Look at what is on offer near the current price for your assets, at the time of day you would actually trade.

If your usual amount is a large fraction of that, you need either a desk relationship or a different platform.

Fifth: can you get the records out

Every trade with values in your own currency, every deposit and withdrawal, fees separately, closing balances, for any period, in a format your accounting system reads.

Test this with a real export during evaluation rather than reading a feature list. The gap between a documented export and a usable one is where the monthly hours disappear.

Sixth: can several people use it safely

Separate logins with different permissions, a list of approved withdrawal addresses with a delay on additions, approval separate from creation, and a log.

A platform where one login can do everything is not suitable for a company balance of any size, whatever the fees are.

Seventh: the fees

Deliberately last. The difference between platforms on trading fees is small. The difference between one that can pay your company and one that cannot is total.

How to actually do it

Put the six questions in one email. Send it to five platforms. Three will not answer specifically, which is itself informative. Evaluate the two that do.

Then open an account, deposit a small amount, trade, withdraw to the company account, and export the records. That full cycle takes a week and tells you more than any comparison table.

Expect onboarding to take between two days and six weeks, a first withdrawal that takes longer than later ones, and at least one document request you did not anticipate. None of that indicates a problem. Compare what you are being offered against the list of countries covered before deciding anything.